---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-24-017013"
form_type: "8-K"
ticker: "HBT"
cik: "0000775215"
company_name: "HBT Financial, Inc."
filed_at: "2024-04-22T23:59:59+00:00"
generated_at: "2026-06-03T14:53:32.111907+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# HBT Financial Q1 net income $15.3M ($0.48 EPS); adjusted EPS $0.57, ROATCE 17.57%

## Summary
- GAAP net income $15.3M ($0.48 diluted EPS); adjusted net income $18.1M ($0.57 diluted EPS).
- Adjusted ROAA 1.45%, adjusted ROATCE 17.57%; net interest margin (tax-equivalent) stable at 3.99%.
- Nonperforming assets to total assets at 0.20%, near historic low; net recovery for the quarter.
- Deposits ex-brokered increased slightly; loans declined on payoff of lower-rate loans.
- Tangible book value per share grew $1.74 (15.2%) year-over-year.

## SEC filing metadata
- accession: 0001628280-24-017013
- form_type: 8-K
- ticker: HBT
- cik: 0000775215
- company_name: HBT Financial, Inc.
- filed_at: 2024-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/775215/000162828024017013/0001628280-24-017013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/775215/000162828024017013/hbt-20240422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-24-017013
- JSON: https://secwatch.observer/filing/0001628280-24-017013.json
- Plain text: https://secwatch.observer/filing/0001628280-24-017013.txt

## Key facts
- Earnings Releases
  HBT Financial, Inc. reported the first quarter ended March 31, 2024 results: net income $15.3 million, EPS $0.48 per diluted share.
  - Period: the first quarter ended March 31, 2024
  - Net income: $15.3 million
  - EPS: $0.48 per diluted share
  - Result: reported results
  source text: HBT Financial, Inc. (NASDAQ: HBT) (the “Company” or “HBT Financial” or “HBT”), the holding company for Heartland Bank and Trust Company, today reported net income of $15.3 million, or $0.48 diluted earnings per share, for the first quarter of 2024.
  evidence_url: https://www.sec.gov/Archives/edgar/data/775215/000162828024017013/0001628280-24-017013-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.