{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-017107","form_type":"8-K","ticker":"CBNK","cik":"0001419536","company_name":"Capital Bancorp Inc","filed_at":"2024-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.334720+00:00","generated_at":"2026-06-03T13:39:49.036687+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Capital Bancorp Q1 net income $6.6M ($0.47 EPS); adj EPS $0.51, loan growth 12.9% annualized","bullets":["Net income of $6.6M ($0.47 diluted EPS) vs $9.7M ($0.68) in Q1 2023; adjusted net income $7.1M ($0.51 EPS).","Total assets $2.3B, loan growth $61.2M (12.9% annualized) and deposit growth $109.7M (5.8%).","Dividend declared $0.08/share, payable May 22, 2024 to holders of record May 6, 2024.","Merger with Integrated Financial Holdings expected Q4 2024; incurred $0.7M pre-tax merger expenses.","Net interest margin 6.24% (down from 6.40% Q4 2023); efficiency ratio 71.95%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-017107","json":"https://secwatch.observer/filing/0001628280-24-017107.json","markdown":"https://secwatch.observer/filing/0001628280-24-017107.md","text":"https://secwatch.observer/filing/0001628280-24-017107.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1419536/000162828024017107/0001628280-24-017107-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1419536/000162828024017107/cbnk-20240422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T13:39:49.036687+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c738ca8ca20b935a0dbd3990639033973de392b4","claim":"Capital Bancorp Inc reported the three months ended March 31, 2024 results: net income $6.6 million, EPS $0.47 per diluted share.","evidence_excerpt":"Capital Bancorp, Inc. Reports First Quarter 2024 Results • Net Income of $6.6 million, or $0.47 per share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1419536/000162828024017107/0001628280-24-017107-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2024"},{"label":"Net income","value":"$6.6 million"},{"label":"EPS","value":"$0.47 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}