---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-24-017107"
form_type: "8-K"
ticker: "CBNK"
cik: "0001419536"
company_name: "Capital Bancorp Inc"
filed_at: "2024-04-22T23:59:59+00:00"
generated_at: "2026-06-03T13:39:49.036687+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Capital Bancorp Q1 net income $6.6M ($0.47 EPS); adj EPS $0.51, loan growth 12.9% annualized

## Summary
- Net income of $6.6M ($0.47 diluted EPS) vs $9.7M ($0.68) in Q1 2023; adjusted net income $7.1M ($0.51 EPS).
- Total assets $2.3B, loan growth $61.2M (12.9% annualized) and deposit growth $109.7M (5.8%).
- Dividend declared $0.08/share, payable May 22, 2024 to holders of record May 6, 2024.
- Merger with Integrated Financial Holdings expected Q4 2024; incurred $0.7M pre-tax merger expenses.
- Net interest margin 6.24% (down from 6.40% Q4 2023); efficiency ratio 71.95%.

## SEC filing metadata
- accession: 0001628280-24-017107
- form_type: 8-K
- ticker: CBNK
- cik: 0001419536
- company_name: Capital Bancorp Inc
- filed_at: 2024-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1419536/000162828024017107/0001628280-24-017107-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1419536/000162828024017107/cbnk-20240422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-24-017107
- JSON: https://secwatch.observer/filing/0001628280-24-017107.json
- Plain text: https://secwatch.observer/filing/0001628280-24-017107.txt

## Key facts
- Earnings Releases
  Capital Bancorp Inc reported the three months ended March 31, 2024 results: net income $6.6 million, EPS $0.47 per diluted share.
  - Period: the three months ended March 31, 2024
  - Net income: $6.6 million
  - EPS: $0.47 per diluted share
  - Result: reported results
  source text: Capital Bancorp, Inc. Reports First Quarter 2024 Results • Net Income of $6.6 million, or $0.47 per share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1419536/000162828024017107/0001628280-24-017107-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.