{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-032392","form_type":"8-K","ticker":"HBT","cik":"0000775215","company_name":"HBT Financial, Inc.","filed_at":"2024-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.860827+00:00","generated_at":"2026-05-31T18:44:50.171660+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"HBT Financial Q2 net income $18.1M ($0.57 EPS); ROAA 1.45%, ROATCE 17.21%","bullets":["Net income of $18.1M vs $15.3M in Q1 2024 and $18.5M in Q2 2023; diluted EPS $0.57.","Tangible book value per share $13.64, up 17.8% year-over-year.","Loan growth of $39.5M (4.7% annualized); net interest margin (tax-equivalent) 4.00%.","Nonperforming assets to total assets 0.17%, near historic low; net charge-offs 0.08% of avg loans annualized.","Efficiency ratio (tax-equivalent basis) 52.1%; costs well controlled."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-032392","json":"https://secwatch.observer/filing/0001628280-24-032392.json","markdown":"https://secwatch.observer/filing/0001628280-24-032392.md","text":"https://secwatch.observer/filing/0001628280-24-032392.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/775215/000162828024032392/0001628280-24-032392-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/775215/000162828024032392/hbt-20240722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:44:50.171660+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}