secwatch.observer — SEC 8-K summary
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Issuer:     HBT Financial, Inc. (HBT)
CIK:        0000775215
Form:       8-K
Filed at:   2024-07-22T23:59:59+00:00
Accession:  0001628280-24-032392
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

HBT Financial Q2 net income $18.1M ($0.57 EPS); ROAA 1.45%, ROATCE 17.21%
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- Net income of $18.1M vs $15.3M in Q1 2024 and $18.5M in Q2 2023; diluted EPS $0.57.
- Tangible book value per share $13.64, up 17.8% year-over-year.
- Loan growth of $39.5M (4.7% annualized); net interest margin (tax-equivalent) 4.00%.
- Nonperforming assets to total assets 0.17%, near historic low; net charge-offs 0.08% of avg loans annualized.
- Efficiency ratio (tax-equivalent basis) 52.1%; costs well controlled.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/775215/000162828024032392/0001628280-24-032392-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/775215/000162828024032392/hbt-20240722.htm
  HTML page:      https://secwatch.observer/filing/0001628280-24-032392

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