---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-24-032507"
form_type: "8-K"
ticker: "ONB"
cik: "0000707179"
company_name: "OLD NATIONAL BANCORP /IN/"
filed_at: "2024-07-23T23:59:59+00:00"
generated_at: "2026-05-31T18:17:05.430526+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Old National Q2 2024 adjusted EPS $0.46; GAAP EPS $0.37; CapStar closed Apr 1

## Summary
- Adjusted net income $144.1M ($0.46 diluted EPS); GAAP net income $117.2M ($0.37).
- Net interest margin (FTE) 3.33%, up 5 bps QoQ; net interest income $394.8M.
- Period-end deposits $40.0B (+$2.3B), loans $36.2B (+$2.6B) including CapStar.
- Credit quality: net charge-offs 16 bps, non-performing loans 0.94% of total loans.
- Pre-tax merger charges $19.4M; CECL Day 1 non-PCD provision expense $15.3M.

## SEC filing metadata
- accession: 0001628280-24-032507
- form_type: 8-K
- ticker: ONB
- cik: 0000707179
- company_name: OLD NATIONAL BANCORP /IN/
- filed_at: 2024-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/707179/000162828024032507/0001628280-24-032507-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/707179/000162828024032507/onb-20240723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-24-032507
- JSON: https://secwatch.observer/filing/0001628280-24-032507.json
- Plain text: https://secwatch.observer/filing/0001628280-24-032507.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.