{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-032999","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.045036+00:00","generated_at":"2026-05-31T16:32:16.979810+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Horace Mann cuts FY 2024 core EPS guidance to $2.40-$2.70 on lower investment income","bullets":["Q2 2024 core EPS expected $0.18-$0.20; full-year guidance lowered from prior range due to commercial mortgage loan fund mark-to-market valuation adjustments.","Life & Retirement segment full-year earnings revised to $50-$56M; P&C segment guidance narrowed to $36-$39M with catastrophe losses of $40-$42M pretax in Q2.","P&C sales increased more than 30% in Q2; new money yields exceeded book yield by 163 bps at quarter-end.","Supplemental & Group Benefits full-year earnings estimate raised to $49-$52M on lower-than-expected benefits utilization."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-032999","json":"https://secwatch.observer/filing/0001628280-24-032999.json","markdown":"https://secwatch.observer/filing/0001628280-24-032999.md","text":"https://secwatch.observer/filing/0001628280-24-032999.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828024032999/0001628280-24-032999-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828024032999/hmn-20240725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:32:16.979810+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}