---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-24-032999"
form_type: "8-K"
ticker: "HMN"
cik: "0000850141"
company_name: "HORACE MANN EDUCATORS CORP /DE/"
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:32:16.979810+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Horace Mann cuts FY 2024 core EPS guidance to $2.40-$2.70 on lower investment income

## Summary
- Q2 2024 core EPS expected $0.18-$0.20; full-year guidance lowered from prior range due to commercial mortgage loan fund mark-to-market valuation adjustments.
- Life & Retirement segment full-year earnings revised to $50-$56M; P&C segment guidance narrowed to $36-$39M with catastrophe losses of $40-$42M pretax in Q2.
- P&C sales increased more than 30% in Q2; new money yields exceeded book yield by 163 bps at quarter-end.
- Supplemental & Group Benefits full-year earnings estimate raised to $49-$52M on lower-than-expected benefits utilization.

## SEC filing metadata
- accession: 0001628280-24-032999
- form_type: 8-K
- ticker: HMN
- cik: 0000850141
- company_name: HORACE MANN EDUCATORS CORP /DE/
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/850141/000162828024032999/0001628280-24-032999-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/850141/000162828024032999/hmn-20240725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-24-032999
- JSON: https://secwatch.observer/filing/0001628280-24-032999.json
- Plain text: https://secwatch.observer/filing/0001628280-24-032999.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.