---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-24-034279"
form_type: "8-K"
ticker: "ABR"
cik: "0001253986"
company_name: "ARBOR REALTY TRUST INC"
filed_at: "2024-08-02T23:59:59+00:00"
generated_at: "2026-05-31T13:22:47.339365+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Arbor Realty Q2 net income falls to $0.25 EPS; NPLs surge to $676M

## Summary
- GAAP net income $47.4M ($0.25 diluted EPS) vs $76.2M ($0.41) YoY; distributable earnings $0.45 vs $0.57.
- Declared $0.43 quarterly dividend, payable Aug 30 to holders of record Aug 16.
- Non-performing loans UPB $676.2M (24 loans) vs $464.8M (21 loans) at March 31; $28.9M provision for loan losses.
- Agency originations $1.15B; servicing portfolio $32.28B (+3%); structured originations $227M, runoff $630M.
- Strong liquidity ~$725M plus $215M CLO restricted cash; redeemed $90M senior notes; bought back $11.4M stock.

## SEC filing metadata
- accession: 0001628280-24-034279
- form_type: 8-K
- ticker: ABR
- cik: 0001253986
- company_name: ARBOR REALTY TRUST INC
- filed_at: 2024-08-02T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1253986/000162828024034279/0001628280-24-034279-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1253986/000162828024034279/abr-20240802.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-24-034279
- JSON: https://secwatch.observer/filing/0001628280-24-034279.json
- Plain text: https://secwatch.observer/filing/0001628280-24-034279.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.