{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-035613","form_type":"8-K","ticker":"MQ","cik":"0001522540","company_name":"Marqeta, Inc.","filed_at":"2024-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.364610+00:00","generated_at":"2026-05-31T11:43:19.367494+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Marqeta Q2 2024: Net revenue down 46% to $125M, TPV up 32% to $71B","bullets":["Total Processing Volume $71B (+32% YoY); Net Revenue $125M (-46% YoY) with 60ppt impact from Cash App contract change.","Gross Profit $79M (-6% YoY); GAAP Net Income $119M ($0.23 EPS) includes $158M one-time benefit from forfeited Executive Chairman award.","Adjusted EBITDA negative $2 million; cash app contract comparison impact ends after this quarter.","Signed 5-year deal with Varo Bank, became first US issuer-processor certified for Visa Flexible Credential with Affirm, and signed Zoho.","Gross margin improved to 63% from 37% a year ago, up 26 percentage points."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-035613","json":"https://secwatch.observer/filing/0001628280-24-035613.json","markdown":"https://secwatch.observer/filing/0001628280-24-035613.md","text":"https://secwatch.observer/filing/0001628280-24-035613.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1522540/000162828024035613/0001628280-24-035613-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1522540/000162828024035613/mq-20240807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T11:43:19.367494+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}