{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-035664","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2024-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.045324+00:00","generated_at":"2026-05-31T11:59:50.425916+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Horace Mann Q2 net income $4M, core EPS $0.20; revises FY2024 guidance to $2.40-$2.70","bullets":["Q2 net income $3.8M ($0.09 diluted) vs. loss $12.8M in Q2 2023; core earnings $8.4M ($0.20 diluted).","Total revenue $388.1M, up 9% YoY; net premiums and contract charges earned up 8%.","P&C combined ratio improved 13 pts YoY, including 3.5 pts favorable prior-year reserve development.","Full-year 2024 core EPS guidance revised to $2.40-$2.70 due to lower expected net investment income in Life & Retirement.","Adjusted book value per share $36.33, up 2.2% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-035664","json":"https://secwatch.observer/filing/0001628280-24-035664.json","markdown":"https://secwatch.observer/filing/0001628280-24-035664.md","text":"https://secwatch.observer/filing/0001628280-24-035664.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828024035664/0001628280-24-035664-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828024035664/hmn-20240807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T11:59:50.425916+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}