---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-24-035664"
form_type: "8-K"
ticker: "HMN"
cik: "0000850141"
company_name: "HORACE MANN EDUCATORS CORP /DE/"
filed_at: "2024-08-07T23:59:59+00:00"
generated_at: "2026-05-31T11:59:50.425916+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Horace Mann Q2 net income $4M, core EPS $0.20; revises FY2024 guidance to $2.40-$2.70

## Summary
- Q2 net income $3.8M ($0.09 diluted) vs. loss $12.8M in Q2 2023; core earnings $8.4M ($0.20 diluted).
- Total revenue $388.1M, up 9% YoY; net premiums and contract charges earned up 8%.
- P&C combined ratio improved 13 pts YoY, including 3.5 pts favorable prior-year reserve development.
- Full-year 2024 core EPS guidance revised to $2.40-$2.70 due to lower expected net investment income in Life & Retirement.
- Adjusted book value per share $36.33, up 2.2% YoY.

## SEC filing metadata
- accession: 0001628280-24-035664
- form_type: 8-K
- ticker: HMN
- cik: 0000850141
- company_name: HORACE MANN EDUCATORS CORP /DE/
- filed_at: 2024-08-07T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/850141/000162828024035664/0001628280-24-035664-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/850141/000162828024035664/hmn-20240807.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-24-035664
- JSON: https://secwatch.observer/filing/0001628280-24-035664.json
- Plain text: https://secwatch.observer/filing/0001628280-24-035664.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.