secwatch.observer — SEC 8-K summary
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Issuer:     HORACE MANN EDUCATORS CORP /DE/ (HMN)
CIK:        0000850141
Form:       8-K
Filed at:   2024-08-07T23:59:59+00:00
Accession:  0001628280-24-035664
Event type: earnings
Sentiment:  neutral
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Horace Mann Q2 net income $4M, core EPS $0.20; revises FY2024 guidance to $2.40-$2.70
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- Q2 net income $3.8M ($0.09 diluted) vs. loss $12.8M in Q2 2023; core earnings $8.4M ($0.20 diluted).
- Total revenue $388.1M, up 9% YoY; net premiums and contract charges earned up 8%.
- P&C combined ratio improved 13 pts YoY, including 3.5 pts favorable prior-year reserve development.
- Full-year 2024 core EPS guidance revised to $2.40-$2.70 due to lower expected net investment income in Life & Retirement.
- Adjusted book value per share $36.33, up 2.2% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/850141/000162828024035664/0001628280-24-035664-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/850141/000162828024035664/hmn-20240807.htm
  HTML page:      https://secwatch.observer/filing/0001628280-24-035664

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer