---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-24-042844"
form_type: "8-K"
ticker: "FULT"
cik: "0000700564"
company_name: "FULTON FINANCIAL CORP"
filed_at: "2024-10-15T23:59:59+00:00"
generated_at: "2026-05-30T15:01:40.605143+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Fulton Financial Q3 2024 operating EPS record $0.50; GAAP EPS $0.33

## Summary
- Record operating EPS $0.50; GAAP EPS $0.33 (down $0.19 QoQ) on acquisition costs of $14.2M.
- Net interest income $258.0M (+$16.3M QoQ); net interest margin 3.49% (+6 bps).
- Customer deposits (ex brokered) up $745M; total deposits $26.2B (+$592.5M QoQ).
- Provision for credit losses $11.9M (down from $32.1M QoQ); NPA ratio 0.64% vs 0.55%.
- Tangible book value per share $13.02 (+4.7% QoQ); CET1 ratio 10.5% (up from 10.3%).

## SEC filing metadata
- accession: 0001628280-24-042844
- form_type: 8-K
- ticker: FULT
- cik: 0000700564
- company_name: FULTON FINANCIAL CORP
- filed_at: 2024-10-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700564/000162828024042844/0001628280-24-042844-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700564/000162828024042844/fult-20241015.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-24-042844
- JSON: https://secwatch.observer/filing/0001628280-24-042844.json
- Plain text: https://secwatch.observer/filing/0001628280-24-042844.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.