{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-042922","form_type":"8-K","ticker":"TFIN","cik":"0001539638","company_name":"Triumph Financial, Inc.","filed_at":"2024-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.742313+00:00","generated_at":"2026-05-30T13:40:57.615153+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Triumph Financial Q3 net income $4.5M ($0.19 EPS); TriumphPay returns to positive EBITDA","bullets":["Net income to common stockholders of $4.5M ($0.19 diluted EPS) vs $0.51 in Q3 2023; revenue growth in Payments segment.","TriumphPay returned to positive EBITDA margin despite freight recession; expenses under $97M target for Q3.","LoadPay and Factoring as a Service (FaaS) launched with C.H. Robinson; expected to scale in Q4.","Year-to-date credit loss expense $14.3M; non-performing assets to total assets at 2.07% vs 1.07% a year ago.","Total payment volume in Payments segment up 33.1% YoY to $7.09B; network volume decreased 5.7% QoQ."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-042922","json":"https://secwatch.observer/filing/0001628280-24-042922.json","markdown":"https://secwatch.observer/filing/0001628280-24-042922.md","text":"https://secwatch.observer/filing/0001628280-24-042922.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1539638/000162828024042922/0001628280-24-042922-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1539638/000162828024042922/tfin-20241016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:40:57.615153+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}