{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-043142","form_type":"8-K","ticker":"HBT","cik":"0000775215","company_name":"HBT Financial, Inc.","filed_at":"2024-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.006636+00:00","generated_at":"2026-05-30T12:38:56.428303+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"HBT Financial Q3 2024 net income $18.2M, EPS $0.57; adjusted EPS $0.61, NIM expands","bullets":["Net income $18.2M ($0.57 diluted EPS); adjusted net income $19.2M ($0.61 diluted EPS).","NIM (tax-equivalent) expanded to 4.03% from 4.00% prior quarter; funding costs up 5 bps to 1.47%.","Asset quality remains strong: NPAs/total assets 0.17%, net charge-offs 0.07% annualized.","Tangible book value per share increased 23.3% YoY; all capital ratios solid.","Noninterest expense $31.3M, up 2.1% from Q3 2023; management focused on efficiency."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-043142","json":"https://secwatch.observer/filing/0001628280-24-043142.json","markdown":"https://secwatch.observer/filing/0001628280-24-043142.md","text":"https://secwatch.observer/filing/0001628280-24-043142.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/775215/000162828024043142/0001628280-24-043142-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/775215/000162828024043142/hbt-20241021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:38:56.428303+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}