secwatch.observer — SEC 8-K summary
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Issuer:     HBT Financial, Inc. (HBT)
CIK:        0000775215
Form:       8-K
Filed at:   2024-10-21T23:59:59+00:00
Accession:  0001628280-24-043142
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

HBT Financial Q3 2024 net income $18.2M, EPS $0.57; adjusted EPS $0.61, NIM expands
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- Net income $18.2M ($0.57 diluted EPS); adjusted net income $19.2M ($0.61 diluted EPS).
- NIM (tax-equivalent) expanded to 4.03% from 4.00% prior quarter; funding costs up 5 bps to 1.47%.
- Asset quality remains strong: NPAs/total assets 0.17%, net charge-offs 0.07% annualized.
- Tangible book value per share increased 23.3% YoY; all capital ratios solid.
- Noninterest expense $31.3M, up 2.1% from Q3 2023; management focused on efficiency.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/775215/000162828024043142/0001628280-24-043142-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/775215/000162828024043142/hbt-20241021.htm
  HTML page:      https://secwatch.observer/filing/0001628280-24-043142

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer