---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-24-043231"
form_type: "8-K"
ticker: "ONB"
cik: "0000707179"
company_name: "OLD NATIONAL BANCORP /IN/"
filed_at: "2024-10-22T23:59:59+00:00"
generated_at: "2026-05-30T11:55:57.704759+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Old National Q3 2024 adjusted EPS $0.46; net income $139.8M

## Summary
- Net income applicable to common shares $139.8M ($0.44 diluted EPS); adjusted net income $147.2M ($0.46 adjusted EPS).
- Net interest margin (FTE) 3.32%, down 1 bp; net interest income $397.9M.
- Period-end deposits $40.8B (+$0.8B); core deposits up $1.0B; loans $36.5B, up 2.7% annualized.
- Provision for credit losses $28.5M; net charge-offs 19 bps (16 bps ex-PCD); NPLs 1.22%.
- Adjusted efficiency ratio 51.2%; tangible common equity to total assets 7.44%.

## SEC filing metadata
- accession: 0001628280-24-043231
- form_type: 8-K
- ticker: ONB
- cik: 0000707179
- company_name: OLD NATIONAL BANCORP /IN/
- filed_at: 2024-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/707179/000162828024043231/0001628280-24-043231-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/707179/000162828024043231/onb-20241022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-24-043231
- JSON: https://secwatch.observer/filing/0001628280-24-043231.json
- Plain text: https://secwatch.observer/filing/0001628280-24-043231.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.