{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-043621","form_type":"8-K","ticker":"WSFS","cik":"0000828944","company_name":"WSFS FINANCIAL CORP","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.121522+00:00","generated_at":"2026-05-30T10:47:15.289720+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"WSFS Q3 2024 EPS $1.08, net income $64.4M; ROA 1.22% and efficiency ratio 61.1% worsen","bullets":["Net income of $64.4M; diluted EPS $1.08, down from $1.16 in Q2 2024 and $1.22 in Q3 2023.","Total net revenue $267.7M (up 5% YoY); fee revenue $90.2M (up 24% YoY).","ROA 1.22% (vs 1.34% Q2 and 1.45% year ago); ROE 10.0% (vs 11.4% Q2 and 12.6% year ago).","Efficiency ratio worsened to 61.1% from 58.5% in Q2 and 54.6% a year ago; noninterest expense rose to $163.7M.","Provision for credit losses flat YoY at $18.4M; net interest income $177.5M, up from Q2 but down YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-043621","json":"https://secwatch.observer/filing/0001628280-24-043621.json","markdown":"https://secwatch.observer/filing/0001628280-24-043621.md","text":"https://secwatch.observer/filing/0001628280-24-043621.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/828944/000162828024043621/0001628280-24-043621-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/828944/000162828024043621/wsfs-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:47:15.289720+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}