---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-24-043621"
form_type: "8-K"
ticker: "WSFS"
cik: "0000828944"
company_name: "WSFS FINANCIAL CORP"
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:47:15.289720+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# WSFS Q3 2024 EPS $1.08, net income $64.4M; ROA 1.22% and efficiency ratio 61.1% worsen

## Summary
- Net income of $64.4M; diluted EPS $1.08, down from $1.16 in Q2 2024 and $1.22 in Q3 2023.
- Total net revenue $267.7M (up 5% YoY); fee revenue $90.2M (up 24% YoY).
- ROA 1.22% (vs 1.34% Q2 and 1.45% year ago); ROE 10.0% (vs 11.4% Q2 and 12.6% year ago).
- Efficiency ratio worsened to 61.1% from 58.5% in Q2 and 54.6% a year ago; noninterest expense rose to $163.7M.
- Provision for credit losses flat YoY at $18.4M; net interest income $177.5M, up from Q2 but down YoY.

## SEC filing metadata
- accession: 0001628280-24-043621
- form_type: 8-K
- ticker: WSFS
- cik: 0000828944
- company_name: WSFS FINANCIAL CORP
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/828944/000162828024043621/0001628280-24-043621-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/828944/000162828024043621/wsfs-20241024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-24-043621
- JSON: https://secwatch.observer/filing/0001628280-24-043621.json
- Plain text: https://secwatch.observer/filing/0001628280-24-043621.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.