{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-043624","form_type":"8-K","ticker":"SHBI","cik":"0001035092","company_name":"SHORE BANCSHARES INC","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.443173+00:00","generated_at":"2026-05-30T10:18:50.600519+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Shore Bancshares Q3 net income $11.2M ($0.34 EPS); NIM rises to 3.17%","bullets":["Q3 net income $11.2M vs net loss $9.7M a year ago; diluted EPS $0.34.","Net interest income $43.3M, up $1.1M QoQ; NIM +6 bps to 3.17%.","Total deposits $5.23B, up from $5.15B at June 30; wholesale funding minimal.","Nonperforming assets stable at 0.27% of total assets; ACL 1.24% of loans.","Nine-month net income $30.6M ($0.92 EPS) vs $0.7M ($0.03) prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-043624","json":"https://secwatch.observer/filing/0001628280-24-043624.json","markdown":"https://secwatch.observer/filing/0001628280-24-043624.md","text":"https://secwatch.observer/filing/0001628280-24-043624.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1035092/000162828024043624/0001628280-24-043624-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1035092/000162828024043624/shbi-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:18:50.600519+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}