{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-043627","form_type":"8-K","ticker":"EBC","cik":"0001810546","company_name":"Eastern Bankshares, Inc.","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.738518+00:00","generated_at":"2026-05-30T10:36:29.633854+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Eastern Bankshares reports Q3 net loss of $6.2M on merger costs; raises dividend 9% to $0.12","bullets":["Operating net income of $49.7M ($0.25 diluted EPS); net loss of $6.2M reflects $40.9M initial loan provision and $30.5M merger charges.","Net interest margin (FTE) rose 33 bps to 2.97%, including 18 bps from Cambridge merger discount accretion.","Cambridge merger added $3.7B loans, $3.9B deposits; trust and investment fees surged 122% to $14.9M.","Board declared $0.12 quarterly dividend (payable Dec 16, record Dec 3), a 9% increase from prior quarter.","Non-performing loans jumped to $124.5M (0.70% of total loans) from $39.8M, driven by acquired PCD loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-043627","json":"https://secwatch.observer/filing/0001628280-24-043627.json","markdown":"https://secwatch.observer/filing/0001628280-24-043627.md","text":"https://secwatch.observer/filing/0001628280-24-043627.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1810546/000162828024043627/0001628280-24-043627-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1810546/000162828024043627/ebc-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:36:29.633854+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}