{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-043634","form_type":"8-K","ticker":"OPBK","cik":"0001722010","company_name":"OP Bancorp","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.362918+00:00","generated_at":"2026-05-30T10:33:53.408928+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"OP Bancorp Q3 net income $5.4M flat QoQ; loans and deposits grow","bullets":["Net income $5.4M, diluted EPS $0.36, unchanged from Q2 2024; net interest margin 2.95%.","Gross loans grew 3.3% QoQ to $1.93B; total deposits up 6.4% to $2.06B.","Nonperforming loans fell to 0.19% of gross loans (Q2: 0.23%); ACL 1.19%.","Board declares $0.12 per share cash dividend, payable Nov 21, 2024.","Repurchased 4,610 shares at avg $10.09 during Q3; book value per share $13.75."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-043634","json":"https://secwatch.observer/filing/0001628280-24-043634.json","markdown":"https://secwatch.observer/filing/0001628280-24-043634.md","text":"https://secwatch.observer/filing/0001628280-24-043634.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1722010/000162828024043634/0001628280-24-043634-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1722010/000162828024043634/opbk-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:33:53.408928+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}