{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-044997","form_type":"8-K","ticker":"MQ","cik":"0001522540","company_name":"Marqeta, Inc.","filed_at":"2024-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.680277+00:00","generated_at":"2026-05-30T06:01:02.192891+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Marqeta Q3: TPV $74B (+30%), Gross Profit $90M (+24%), Net Loss narrows to $29M","bullets":["Total Processing Volume $74B (+30% YoY); Net Revenue $128M (+18%); Gross Profit $90M (+24%).","GAAP Net Loss improved to $29M from $55M loss prior year; Adjusted EBITDA positive at $9M.","Announced Portfolio Migration service; completed migration of millions of Klarna cards in Europe.","Launched Marqeta Flex for BNPL in payment apps; Affirm and Klarna as first BNPL providers.","Introduced UX Toolkit to reduce development resources for cardholder touchpoints."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-044997","json":"https://secwatch.observer/filing/0001628280-24-044997.json","markdown":"https://secwatch.observer/filing/0001628280-24-044997.md","text":"https://secwatch.observer/filing/0001628280-24-044997.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1522540/000162828024044997/0001628280-24-044997-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1522540/000162828024044997/mq-20241104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T06:01:02.192891+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}