{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-24-045449","form_type":"8-K","ticker":"KPLT","cik":"0001785424","company_name":"Katapult Holdings, Inc.","filed_at":"2024-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.620933+00:00","generated_at":"2026-05-30T04:42:57.002466+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Katapult Q3 revenue $60.3M (+10% YoY); net loss widens to $8.9M; guides FY Adj. EBITDA ~$5.5M","bullets":["Gross originations $51.2M (+3.3% YoY); KPay originations up 86%, now 31% of total.","Net loss $8.9M vs. $4.1M loss a year ago; Adjusted EBITDA $0.6M vs. $0.9M.","FY 2024 outlook: gross originations +2-4%, revenue +10%+, Adj. EBITDA ~$5.5M.","Signed non-binding LOI for new credit facility to refinance existing $67.3M debt.","Q4 guidance: gross originations +6-8%, revenue +5-7%, breakeven Adj. EBITDA."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-24-045449","json":"https://secwatch.observer/filing/0001628280-24-045449.json","markdown":"https://secwatch.observer/filing/0001628280-24-045449.md","text":"https://secwatch.observer/filing/0001628280-24-045449.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1785424/000162828024045449/0001628280-24-045449-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1785424/000162828024045449/kplt-20241106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T04:42:57.002466+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}