{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-002090","form_type":"8-K","ticker":"HBT","cik":"0000775215","company_name":"HBT Financial, Inc.","filed_at":"2025-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.326389+00:00","generated_at":"2026-05-27T21:30:21.751615+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"HBT Financial Q4 net income $20.3M, EPS $0.64; dividend raised to $0.21/share","bullets":["Net income $20.3M, diluted EPS $0.64; adjusted net income $19.5M, adjusted EPS $0.62.","Net interest margin (tax-equivalent) stable at 4.01%, down only 2 bps from Q3.","Asset quality strong: nonperforming assets 0.16% of total assets, net charge-offs 0.08% annualized.","Quarterly dividend raised to $0.21/share from $0.19, an increase of $0.02; payable Feb 11, record Feb 4.","Tangible book value per share up 14.7% during 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-002090","json":"https://secwatch.observer/filing/0001628280-25-002090.json","markdown":"https://secwatch.observer/filing/0001628280-25-002090.md","text":"https://secwatch.observer/filing/0001628280-25-002090.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/775215/000162828025002090/0001628280-25-002090-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/775215/000162828025002090/hbt-20250121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T21:30:21.751615+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}