---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-002090"
form_type: "8-K"
ticker: "HBT"
cik: "0000775215"
company_name: "HBT Financial, Inc."
filed_at: "2025-01-22T23:59:59+00:00"
generated_at: "2026-05-27T21:30:21.751615+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# HBT Financial Q4 net income $20.3M, EPS $0.64; dividend raised to $0.21/share

## Summary
- Net income $20.3M, diluted EPS $0.64; adjusted net income $19.5M, adjusted EPS $0.62.
- Net interest margin (tax-equivalent) stable at 4.01%, down only 2 bps from Q3.
- Asset quality strong: nonperforming assets 0.16% of total assets, net charge-offs 0.08% annualized.
- Quarterly dividend raised to $0.21/share from $0.19, an increase of $0.02; payable Feb 11, record Feb 4.
- Tangible book value per share up 14.7% during 2024.

## SEC filing metadata
- accession: 0001628280-25-002090
- form_type: 8-K
- ticker: HBT
- cik: 0000775215
- company_name: HBT Financial, Inc.
- filed_at: 2025-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/775215/000162828025002090/0001628280-25-002090-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/775215/000162828025002090/hbt-20250121.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-002090
- JSON: https://secwatch.observer/filing/0001628280-25-002090.json
- Plain text: https://secwatch.observer/filing/0001628280-25-002090.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.