{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-002345","form_type":"8-K","ticker":"CWBC","cik":"0001127371","company_name":"Community West Bancshares","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.992322+00:00","generated_at":"2026-05-27T13:18:44.139622+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Community West Bancshares Q4 net income $6.9M ($0.36 EPS); NIM expands to 3.95%; declares $0.12 dividend","bullets":["Net income $6.9M ($0.36 diluted EPS) in Q4 2024 vs $5.9M ($0.50) in Q4 2023; EPS decline due to share count increase from merger.","Net interest margin improved to 3.95% in Q4 from 3.69% in Q3 2024; total cost of deposits fell to 1.49% from 1.69%.","Gross loans increased $37.1M (6.46% annualized) during Q4; non-interest bearing deposits made up 36% of total average deposits.","Board declared $0.12 per share cash dividend, payable Feb 21, 2025 to holders of record Feb 7, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-002345","json":"https://secwatch.observer/filing/0001628280-25-002345.json","markdown":"https://secwatch.observer/filing/0001628280-25-002345.md","text":"https://secwatch.observer/filing/0001628280-25-002345.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1127371/000162828025002345/0001628280-25-002345-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1127371/000162828025002345/cvcy-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T13:18:44.139622+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}