{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-002375","form_type":"8-K","ticker":"EBC","cik":"0001810546","company_name":"Eastern Bankshares, Inc.","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.973778+00:00","generated_at":"2026-05-27T15:22:15.366491+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.76,"calibrated_materiality_score":0.76,"confidence":"high","headline":"Eastern Bankshares Q4 net income $60.8M ($0.30/diluted); announces $1.2B portfolio repositioning","bullets":["Net income $60.8M vs. prior-quarter loss of $6.2M; operating EPS $0.34, up from $0.25.","Net interest margin expanded 8 bps to 3.05%; net interest income $179.2M, up 5%.","$1.2B investment portfolio repositioning in Q1 2025 expected to add ~$0.13 to 2025 operating EPS; after-tax loss ~$200M.","Dividend $0.12/share declared; 908,425 shares repurchased in Q4 at avg $17.41.","Net charge-offs 0.71% of avg loans, primarily from Cambridge PCD loans; NPLs 0.76% of total loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-002375","json":"https://secwatch.observer/filing/0001628280-25-002375.json","markdown":"https://secwatch.observer/filing/0001628280-25-002375.md","text":"https://secwatch.observer/filing/0001628280-25-002375.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1810546/000162828025002375/0001628280-25-002375-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1810546/000162828025002375/ebc-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T15:22:15.366491+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}