{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-004071","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2025-02-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.510642+00:00","generated_at":"2026-05-27T03:08:14.117418+00:00","sec_items":["2.02","5.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Horace Mann Q4 core EPS $1.62, FY net income $103M; guides FY25 core EPS $3.60-$3.90","bullets":["Full-year net income $102.8M ($2.48/sh) vs $45M in 2023; core earnings $132.1M ($3.18/sh).","Q4 2024 core EPS of $1.62, up 93% YoY from $0.84; record quarterly core earnings.","P&C combined ratio improved 15 pts to 97.9% for full year 2024.","FY 2025 core EPS guidance $3.60-$3.90; expects double-digit shareholder return on equity.","EVP Corporate Strategy Matthew Sharpe retiring effective March 15, 2025; duties absorbed internally."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-004071","json":"https://secwatch.observer/filing/0001628280-25-004071.json","markdown":"https://secwatch.observer/filing/0001628280-25-004071.md","text":"https://secwatch.observer/filing/0001628280-25-004071.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828025004071/0001628280-25-004071-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828025004071/hmn-20250203.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T03:08:14.117418+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9fb54f2b32","claim":"Matthew Sharpe retired as Executive Vice President, Corporate Strategy at HORACE MANN EDUCATORS CORP /DE/.","evidence_excerpt":"The Company announces the retirement of Matthew Sharpe, Executive Vice President, Corporate Strategy.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/850141/000162828025004071/0001628280-25-004071-index.htm","confidence":1.0,"family_label":"Executive change","details":[{"label":"Action","value":"retired"},{"label":"Role","value":"Executive Vice President, Corporate Strategy"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}