{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-004282","form_type":"8-K","ticker":"CNO","cik":"0001224608","company_name":"CNO Financial Group, Inc.","filed_at":"2025-02-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.126688+00:00","generated_at":"2026-05-27T01:28:14.135052+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"CNO Financial Q4 net income $166.1M ($1.58 EPS); operating EPS up 41% YoY ex items","bullets":["Net income $166.1M ($1.58 diluted EPS) vs $36.3M ($0.32) in 4Q23; FY net income $404.0M ($3.74).","Operating EPS ex significant items up 41% in Q4, 40% for FY; total NAP up 13% (Worksite +23%, Consumer +11%).","Record annuity collected premiums up 12% in Q4, 13% for FY; returned $108M to shareholders in Q4, $349M FY (up 50% YoY).","Book value per diluted share ex-AOCI $37.19 (up 10% YoY); operating ROE 11.9% vs 9.8% in 2023.","Holding company cash $372.5M; issued $700M 6.450% senior notes due 2034 in May 2024; debt-to-cap ratio 42.3%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-004282","json":"https://secwatch.observer/filing/0001628280-25-004282.json","markdown":"https://secwatch.observer/filing/0001628280-25-004282.md","text":"https://secwatch.observer/filing/0001628280-25-004282.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1224608/000162828025004282/0001628280-25-004282-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1224608/000162828025004282/cno-20250206.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T01:28:14.135052+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}