secwatch.observer — SEC 8-K summary
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Issuer:     CNO Financial Group, Inc. (CNO)
CIK:        0001224608
Form:       8-K
Filed at:   2025-02-06T23:59:59+00:00
Accession:  0001628280-25-004282
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CNO Financial Q4 net income $166.1M ($1.58 EPS); operating EPS up 41% YoY ex items
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- Net income $166.1M ($1.58 diluted EPS) vs $36.3M ($0.32) in 4Q23; FY net income $404.0M ($3.74).
- Operating EPS ex significant items up 41% in Q4, 40% for FY; total NAP up 13% (Worksite +23%, Consumer +11%).
- Record annuity collected premiums up 12% in Q4, 13% for FY; returned $108M to shareholders in Q4, $349M FY (up 50% YoY).
- Book value per diluted share ex-AOCI $37.19 (up 10% YoY); operating ROE 11.9% vs 9.8% in 2023.
- Holding company cash $372.5M; issued $700M 6.450% senior notes due 2034 in May 2024; debt-to-cap ratio 42.3%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1224608/000162828025004282/0001628280-25-004282-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1224608/000162828025004282/cno-20250206.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-004282

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