secwatch.observer — SEC 8-K summary
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Issuer:     Ares Commercial Real Estate Corp (ACRE)
CIK:        0001529377
Form:       8-K
Filed at:   2025-02-12T23:59:59+00:00
Accession:  0001628280-25-005001
Event type: earnings
Sentiment:  negative
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ACRE reports Q4 GAAP loss of $0.20/share; cuts quarterly dividend to $0.15
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- Q4 GAAP net loss of $10.7M ($0.20/diluted share); full-year loss $35.0M ($0.64/share).
- Distributable Earnings (Loss) for Q4 of -$8.3M (-$0.15/share); full-year -$44.6M (-$0.82/share).
- Board declares Q1 2025 dividend of $0.15/share, down from $0.25/share in Q4 2024.
- Collected $166M in loan repayments post year-end, boosting available capital to over $200M as of Feb 10.
- Risk rated 4 & 5 loans declined 34% YoY; CEO cites focus on resolving remaining underperforming loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1529377/000162828025005001/0001628280-25-005001-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1529377/000162828025005001/acre-20250212.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-005001

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