---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-008133"
form_type: "8-K"
ticker: "MQ"
cik: "0001522540"
company_name: "Marqeta, Inc."
filed_at: "2025-02-26T23:59:59+00:00"
generated_at: "2026-05-26T03:32:10.438670+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Marqeta Q4 TPV $80B (+29%); Net Rev $136M; GAAP Net Loss $27M; FY Net Income $27M; $300M buyback

## Summary
- Q4 TPV $80B (+29% YoY), Net Rev $136M (+14%), Gross Profit $98M (+18%), GAAP Net Loss $27M.
- FY TPV $291B (+31%), Net Rev $507M (-25% due to Cash App renewal), Gross Profit $352M (+7%), GAAP Net Income $27M.
- Adjusted EBITDA $13M in Q4, $29M for FY; operating expenses down 39% YoY for the year.
- Board authorized $300M share repurchase; acquiring TransactPay for UK/EEA EMI licenses; adds Amex network option.

## SEC filing metadata
- accession: 0001628280-25-008133
- form_type: 8-K
- ticker: MQ
- cik: 0001522540
- company_name: Marqeta, Inc.
- filed_at: 2025-02-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1522540/000162828025008133/0001628280-25-008133-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1522540/000162828025008133/mq-20250226.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-008133
- JSON: https://secwatch.observer/filing/0001628280-25-008133.json
- Plain text: https://secwatch.observer/filing/0001628280-25-008133.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.