---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-013822"
form_type: "8-K"
ticker: "TWFG"
cik: "0002007596"
company_name: "TWFG, Inc."
filed_at: "2025-03-19T23:59:59+00:00"
generated_at: "2026-05-24T12:25:55.802084+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# TWFG Q4 revenue up 30.8% to $51.7M, Adj. EBITDA +91.7%; guides FY2025 rev $235-250M

## Summary
- Q4 total revenue $51.7M (+30.8% YoY); net income $8.2M vs $5.2M.
- Q4 Adjusted EBITDA $13.8M (+91.7% YoY); margin 26.8% vs 18.3%.
- FY2024 total revenue $203.8M (+18.4%); net income $28.6M vs $26.1M.
- 2025 guidance: revenue $235-250M, organic growth 11%-16%, Adj. EBITDA margin 19%-21%.
- CEO: 100+ new branches launched in 2024, expect contribution to long-term organic growth.

## SEC filing metadata
- accession: 0001628280-25-013822
- form_type: 8-K
- ticker: TWFG
- cik: 0002007596
- company_name: TWFG, Inc.
- filed_at: 2025-03-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007596/000162828025013822/0001628280-25-013822-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007596/000162828025013822/twfg-20250319.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-013822
- JSON: https://secwatch.observer/filing/0001628280-25-013822.json
- Plain text: https://secwatch.observer/filing/0001628280-25-013822.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.