{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-017763","form_type":"8-K","ticker":"PNC","cik":"0000713676","company_name":"PNC FINANCIAL SERVICES GROUP, INC.","filed_at":"2025-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.077059+00:00","generated_at":"2026-05-23T15:12:33.575347+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PNC Q1 net income $1.5B, EPS $3.51; NIM expands to 2.78%, TBV up 5% QoQ","bullets":["Net income $1.5B, diluted EPS $3.51 vs $3.10 in Q1 2024; revenue $5.45B.","Net interest margin expanded 3 bps to 2.78% QoQ; net interest income $3.48B.","Tangible book value per share $100.40 (+5% QoQ); CET1 ratio 10.6%.","Repurchased ~$200M common shares; average deposits $420.6B, loans $316.6B.","Net charge-offs $205M (0.26% annualized); allowance for credit losses 1.64% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-017763","json":"https://secwatch.observer/filing/0001628280-25-017763.json","markdown":"https://secwatch.observer/filing/0001628280-25-017763.md","text":"https://secwatch.observer/filing/0001628280-25-017763.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/713676/000162828025017763/0001628280-25-017763-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/713676/000162828025017763/pnc-20250415.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T15:12:33.575347+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}