{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-018482","form_type":"8-K","ticker":"HBT","cik":"0000775215","company_name":"HBT Financial, Inc.","filed_at":"2025-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.239006+00:00","generated_at":"2026-05-23T10:47:48.154550+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"HBT Financial Q1 2025 net income $19.1M ($0.60 EPS); NIM up 16 bps to 4.12%","bullets":["Net income of $19.1M ($0.60 diluted EPS); adjusted net income $19.3M ($0.61).","Net interest margin increased 16 bps to 4.12% (tax-equivalent 4.16%) on higher loan and securities repricing and lower deposit costs.","Asset quality exceptional: nonperforming assets to total assets 0.11%; annualized net charge-offs to avg loans 0.05%.","Tangible book value per share $15.43, up 4.3% QoQ and 17.0% YoY.","Deposits up 1.5% linked-quarter; average loans up 2.2%; all capital ratios increased."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-018482","json":"https://secwatch.observer/filing/0001628280-25-018482.json","markdown":"https://secwatch.observer/filing/0001628280-25-018482.md","text":"https://secwatch.observer/filing/0001628280-25-018482.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/775215/000162828025018482/0001628280-25-018482-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/775215/000162828025018482/hbt-20250421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T10:47:48.154550+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}