{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-018564","form_type":"8-K","ticker":"CWBC","cik":"0001127371","company_name":"Community West Bancshares","filed_at":"2025-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.598057+00:00","generated_at":"2026-05-23T10:00:18.730643+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Community West Bancshares Q1 net income $8.3M, EPS $0.44; up 125% YoY","bullets":["Net income of $8.3M ($0.44 diluted EPS) vs $3.7M ($0.31) in Q1 2024 and $6.9M ($0.36) in Q4 2024.","Net interest margin improved to 4.04% from 3.95% in Q4 2024; total cost of deposits fell to 1.45%.","Gross loans grew $12.7M during Q1; Tier 1 Leverage Ratio at 9.36%, Total Risk-Based Capital 13.82%.","Board declared $0.12 per share cash dividend, payable May 16, 2025 to holders of record May 2, 2025.","CEO highlights 45-year anniversary and one-year milestone of largest merger in company history."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-018564","json":"https://secwatch.observer/filing/0001628280-25-018564.json","markdown":"https://secwatch.observer/filing/0001628280-25-018564.md","text":"https://secwatch.observer/filing/0001628280-25-018564.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1127371/000162828025018564/0001628280-25-018564-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1127371/000162828025018564/cvcy-20250421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T10:00:18.730643+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}