---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-018564"
form_type: "8-K"
ticker: "CWBC"
cik: "0001127371"
company_name: "Community West Bancshares"
filed_at: "2025-04-21T23:59:59+00:00"
generated_at: "2026-05-23T10:00:18.730643+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Community West Bancshares Q1 net income $8.3M, EPS $0.44; up 125% YoY

## Summary
- Net income of $8.3M ($0.44 diluted EPS) vs $3.7M ($0.31) in Q1 2024 and $6.9M ($0.36) in Q4 2024.
- Net interest margin improved to 4.04% from 3.95% in Q4 2024; total cost of deposits fell to 1.45%.
- Gross loans grew $12.7M during Q1; Tier 1 Leverage Ratio at 9.36%, Total Risk-Based Capital 13.82%.
- Board declared $0.12 per share cash dividend, payable May 16, 2025 to holders of record May 2, 2025.
- CEO highlights 45-year anniversary and one-year milestone of largest merger in company history.

## SEC filing metadata
- accession: 0001628280-25-018564
- form_type: 8-K
- ticker: CWBC
- cik: 0001127371
- company_name: Community West Bancshares
- filed_at: 2025-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1127371/000162828025018564/0001628280-25-018564-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1127371/000162828025018564/cvcy-20250421.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-018564
- JSON: https://secwatch.observer/filing/0001628280-25-018564.json
- Plain text: https://secwatch.observer/filing/0001628280-25-018564.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.