secwatch.observer — SEC 8-K summary
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Issuer:     Community West Bancshares (CWBC)
CIK:        0001127371
Form:       8-K
Filed at:   2025-04-21T23:59:59+00:00
Accession:  0001628280-25-018564
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Community West Bancshares Q1 net income $8.3M, EPS $0.44; up 125% YoY
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- Net income of $8.3M ($0.44 diluted EPS) vs $3.7M ($0.31) in Q1 2024 and $6.9M ($0.36) in Q4 2024.
- Net interest margin improved to 4.04% from 3.95% in Q4 2024; total cost of deposits fell to 1.45%.
- Gross loans grew $12.7M during Q1; Tier 1 Leverage Ratio at 9.36%, Total Risk-Based Capital 13.82%.
- Board declared $0.12 per share cash dividend, payable May 16, 2025 to holders of record May 2, 2025.
- CEO highlights 45-year anniversary and one-year milestone of largest merger in company history.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1127371/000162828025018564/0001628280-25-018564-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1127371/000162828025018564/cvcy-20250421.htm
  HTML page:      https://secwatch.observer/filing/0001628280-25-018564

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