{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-018713","form_type":"8-K","ticker":"ONB","cik":"0000707179","company_name":"OLD NATIONAL BANCORP /IN/","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.062301+00:00","generated_at":"2026-05-23T09:43:34.844675+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Old National Q1 net income $140.6M, EPS $0.44; Bremer deal on track for May 1 close","bullets":["Net income applicable to common shares $140.6M, diluted EPS $0.44; adjusted net income $145.5M, adjusted EPS $0.45.","Net interest margin on FTE basis 3.27%, down 3 bps; deposit costs fell 17 bps to 1.91%.","Period-end loans $36.5B (+1.5% annualized); deposits $41.0B (+2.1% annualized); net charge-offs 24 bps.","CEO says results better than expected; anticipate closing Bremer Bank partnership on May 1, 2025.","Preliminary Tier 1 common equity ratio 11.62%, up 24 bps; strong capital position."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-018713","json":"https://secwatch.observer/filing/0001628280-25-018713.json","markdown":"https://secwatch.observer/filing/0001628280-25-018713.md","text":"https://secwatch.observer/filing/0001628280-25-018713.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707179/000162828025018713/0001628280-25-018713-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707179/000162828025018713/onb-20250422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:43:34.844675+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}