---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-018713"
form_type: "8-K"
ticker: "ONB"
cik: "0000707179"
company_name: "OLD NATIONAL BANCORP /IN/"
filed_at: "2025-04-22T23:59:59+00:00"
generated_at: "2026-05-23T09:43:34.844675+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Old National Q1 net income $140.6M, EPS $0.44; Bremer deal on track for May 1 close

## Summary
- Net income applicable to common shares $140.6M, diluted EPS $0.44; adjusted net income $145.5M, adjusted EPS $0.45.
- Net interest margin on FTE basis 3.27%, down 3 bps; deposit costs fell 17 bps to 1.91%.
- Period-end loans $36.5B (+1.5% annualized); deposits $41.0B (+2.1% annualized); net charge-offs 24 bps.
- CEO says results better than expected; anticipate closing Bremer Bank partnership on May 1, 2025.
- Preliminary Tier 1 common equity ratio 11.62%, up 24 bps; strong capital position.

## SEC filing metadata
- accession: 0001628280-25-018713
- form_type: 8-K
- ticker: ONB
- cik: 0000707179
- company_name: OLD NATIONAL BANCORP /IN/
- filed_at: 2025-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/707179/000162828025018713/0001628280-25-018713-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/707179/000162828025018713/onb-20250422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-018713
- JSON: https://secwatch.observer/filing/0001628280-25-018713.json
- Plain text: https://secwatch.observer/filing/0001628280-25-018713.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.