{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-018893","form_type":"8-K","ticker":"NPB","cik":"0001336706","company_name":"NORTHPOINTE BANCSHARES INC","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.009826+00:00","generated_at":"2026-05-23T09:08:45.162938+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Northpointe Bancshares Q1 net income $15M, EPS $0.49, up 70% QoQ; loan growth 65% annualized","bullets":["Net income to common stockholders of $15.0M ($0.49 diluted EPS) vs $8.8M ($0.34) in Q4 2024 and $9.8M ($0.38) in Q1 2024.","Net interest income $30.4M (+$366K QoQ; +$3.2M YoY); net interest margin 2.35% (+8 bps QoQ).","Gross loans held for investment $5.15B, up $719.4M (65% annualized) led by MPP and AIO growth; total deposits $3.82B, up $400.1M (47% annualized).","Completed IPO on Feb 13, 2025 with net proceeds of $114.4M; declared $0.025/share quarterly dividend payable May 2, 2025.","Non-interest income $22.9M (+$9.3M QoQ) on higher net gain on sale of loans; non-interest expense $29.4M slightly lower QoQ."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-018893","json":"https://secwatch.observer/filing/0001628280-25-018893.json","markdown":"https://secwatch.observer/filing/0001628280-25-018893.md","text":"https://secwatch.observer/filing/0001628280-25-018893.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1336706/000162828025018893/0001628280-25-018893-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1336706/000162828025018893/npb-20250422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:08:45.162938+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}