---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-018893"
form_type: "8-K"
ticker: "NPB"
cik: "0001336706"
company_name: "NORTHPOINTE BANCSHARES INC"
filed_at: "2025-04-22T23:59:59+00:00"
generated_at: "2026-05-23T09:08:45.162938+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Northpointe Bancshares Q1 net income $15M, EPS $0.49, up 70% QoQ; loan growth 65% annualized

## Summary
- Net income to common stockholders of $15.0M ($0.49 diluted EPS) vs $8.8M ($0.34) in Q4 2024 and $9.8M ($0.38) in Q1 2024.
- Net interest income $30.4M (+$366K QoQ; +$3.2M YoY); net interest margin 2.35% (+8 bps QoQ).
- Gross loans held for investment $5.15B, up $719.4M (65% annualized) led by MPP and AIO growth; total deposits $3.82B, up $400.1M (47% annualized).
- Completed IPO on Feb 13, 2025 with net proceeds of $114.4M; declared $0.025/share quarterly dividend payable May 2, 2025.
- Non-interest income $22.9M (+$9.3M QoQ) on higher net gain on sale of loans; non-interest expense $29.4M slightly lower QoQ.

## SEC filing metadata
- accession: 0001628280-25-018893
- form_type: 8-K
- ticker: NPB
- cik: 0001336706
- company_name: NORTHPOINTE BANCSHARES INC
- filed_at: 2025-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1336706/000162828025018893/0001628280-25-018893-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1336706/000162828025018893/npb-20250422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-018893
- JSON: https://secwatch.observer/filing/0001628280-25-018893.json
- Plain text: https://secwatch.observer/filing/0001628280-25-018893.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.