{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-019363","form_type":"8-K","ticker":"BANC","cik":"0001169770","company_name":"BANC OF CALIFORNIA, INC.","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.688739+00:00","generated_at":"2026-05-23T07:54:03.127333+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Banc of California Q1 EPS $0.26, loan growth 6% annualized; upsizes buyback to $300M","bullets":["Net earnings $43.6M, diluted EPS $0.26; NIM expanded 4bps to 3.08%.","Total loans grew $344.9M (6% annualized) to $24.1B, driven by C&I and multi-family.","Stock buyback program upsized to $300M; $150M repurchased through Apr 21, 6.8% of shares.","Net charge-offs 0.24% of avg loans; ACL ratio 1.10%, credit quality stable.","Book value per share $18.17, tangible book $16.12; CET1 ratio 10.43%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-019363","json":"https://secwatch.observer/filing/0001628280-25-019363.json","markdown":"https://secwatch.observer/filing/0001628280-25-019363.md","text":"https://secwatch.observer/filing/0001628280-25-019363.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1169770/000162828025019363/0001628280-25-019363-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1169770/000162828025019363/banc-20250423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T07:54:03.127333+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}