{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-019700","form_type":"8-K","ticker":"SLM","cik":"0001032033","company_name":"SLM Corp","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.214803+00:00","generated_at":"2026-05-23T06:36:47.956315+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Sallie Mae Q1 GAAP EPS $1.40, originations up 7%, reaffirms FY2025 guidance","bullets":["GAAP diluted EPS of $1.40 on net income of $301M in Q1 2025.","Private education loan originations grew 7% year-over-year.","Net charge-offs improved to 1.88% (annualized) from 2.14% in Q1 2024.","Gain on sale of loans was $188M, up $45M from Q1 2024.","Reaffirms FY2025 guidance: GAAP EPS $3.00-$3.10, originations growth 6%-8%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-019700","json":"https://secwatch.observer/filing/0001628280-25-019700.json","markdown":"https://secwatch.observer/filing/0001628280-25-019700.md","text":"https://secwatch.observer/filing/0001628280-25-019700.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1032033/000162828025019700/0001628280-25-019700-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1032033/000162828025019700/slm-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T06:36:47.956315+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}