{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-020489","form_type":"8-K","ticker":"SHBI","cik":"0001035092","company_name":"SHORE BANCSHARES INC","filed_at":"2025-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.231034+00:00","generated_at":"2026-05-23T03:20:20.497304+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"confidence":"high","headline":"Shore Bancshares Q1 net income $13.8M ($0.41 EPS); NIM widens to 3.24%","bullets":["Net income $13.8M, up from $13.3M Q4-24 and $8.2M Q1-24; diluted EPS $0.41 vs $0.40 and $0.25.","Net interest income $46.0M (+$2.0M QoQ); net interest margin 3.24%, up 21 bps from Q4-24.","Nonperforming assets 0.31% of total assets, down from 0.40% Q4-24; provision for credit losses $1.0M.","Efficiency ratio improved to 63.64% from 64.21% QoQ and 76.93% YoY.","Charlie Cullum named CFO, succeeding retiring Todd Capitani."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-020489","json":"https://secwatch.observer/filing/0001628280-25-020489.json","markdown":"https://secwatch.observer/filing/0001628280-25-020489.md","text":"https://secwatch.observer/filing/0001628280-25-020489.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1035092/000162828025020489/0001628280-25-020489-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1035092/000162828025020489/shbi-20250429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T03:20:20.497304+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}