{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-022705","form_type":"8-K","ticker":"HMN","cik":"0000850141","company_name":"HORACE MANN EDUCATORS CORP /DE/","filed_at":"2025-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.467117+00:00","generated_at":"2026-05-22T15:45:49.615025+00:00","sec_items":["2.02","5.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Horace Mann Q1 net income $38M, core EPS $1.07; guides FY2025 core EPS $3.85-$4.15","bullets":["Net income $38.2M ($0.92 diluted EPS), core earnings $44.7M ($1.07), up 73% from $0.62 prior year.","Total revenue $416.4M, up 8% YoY; net premiums and contract charges earned also up 8%.","Property & Casualty combined ratio 89.4%, improved 11 points vs prior year.","FY2025 core EPS guidance updated to $3.85-$4.15; targeting record core earnings and double-digit ROE.","Maureen Temchuk appointed VP, Controller & CAO effective May 5, 2025; base salary $260k, LTIP $100k."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-022705","json":"https://secwatch.observer/filing/0001628280-25-022705.json","markdown":"https://secwatch.observer/filing/0001628280-25-022705.md","text":"https://secwatch.observer/filing/0001628280-25-022705.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/850141/000162828025022705/0001628280-25-022705-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/850141/000162828025022705/hmn-20250505.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T15:45:49.615025+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"17491f45cc","claim":"Maureen Temchuk was appointed as Vice President, Controller and Chief Accounting Officer at HORACE MANN EDUCATORS CORP /DE/.","evidence_excerpt":"On May 5, 2025, Maureen Temchuk was appointed as Vice President, Controller and Chief Accounting Officer of Horace Mann Educators Corporation (“Company”), effective immediately.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/850141/000162828025022705/0001628280-25-022705-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Vice President, Controller and Chief Accounting Officer"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}