---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-022705"
form_type: "8-K"
ticker: "HMN"
cik: "0000850141"
company_name: "HORACE MANN EDUCATORS CORP /DE/"
filed_at: "2025-05-06T23:59:59+00:00"
generated_at: "2026-05-22T15:45:49.615025+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Horace Mann Q1 net income $38M, core EPS $1.07; guides FY2025 core EPS $3.85-$4.15

## Summary
- Net income $38.2M ($0.92 diluted EPS), core earnings $44.7M ($1.07), up 73% from $0.62 prior year.
- Total revenue $416.4M, up 8% YoY; net premiums and contract charges earned also up 8%.
- Property & Casualty combined ratio 89.4%, improved 11 points vs prior year.
- FY2025 core EPS guidance updated to $3.85-$4.15; targeting record core earnings and double-digit ROE.
- Maureen Temchuk appointed VP, Controller & CAO effective May 5, 2025; base salary $260k, LTIP $100k.

## SEC filing metadata
- accession: 0001628280-25-022705
- form_type: 8-K
- ticker: HMN
- cik: 0000850141
- company_name: HORACE MANN EDUCATORS CORP /DE/
- filed_at: 2025-05-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/850141/000162828025022705/0001628280-25-022705-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/850141/000162828025022705/hmn-20250505.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-022705
- JSON: https://secwatch.observer/filing/0001628280-25-022705.json
- Plain text: https://secwatch.observer/filing/0001628280-25-022705.txt

## Key facts
- Executive change
  Maureen Temchuk was appointed as Vice President, Controller and Chief Accounting Officer at HORACE MANN EDUCATORS CORP /DE/.
  - Action: appointed
  - Role: Vice President, Controller and Chief Accounting Officer
  source text: On May 5, 2025, Maureen Temchuk was appointed as Vice President, Controller and Chief Accounting Officer of Horace Mann Educators Corporation (“Company”), effective immediately.
  evidence_url: https://www.sec.gov/Archives/edgar/data/850141/000162828025022705/0001628280-25-022705-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.