{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-25-023149","form_type":"8-K","ticker":"MQ","cik":"0001522540","company_name":"Marqeta, Inc.","filed_at":"2025-05-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.596026+00:00","generated_at":"2026-05-22T07:50:25.615548+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Marqeta Q1 TPV $84B (+27% YoY), net loss narrows to $8M from $36M","bullets":["Total Processing Volume $84B (+27% YoY); Net Revenue $139M (+18%) and Gross Profit $99M (+17%).","GAAP net loss of $8M, improved from $36M loss in Q1 2024; Adjusted EBITDA of $20M.","Net loss per share ($0.02) vs ($0.07) a year ago; gross margin steady at 71%.","Business wins: migrated Perpay Credit Card and launched Bitpanda Card across 26 European countries."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-25-023149","json":"https://secwatch.observer/filing/0001628280-25-023149.json","markdown":"https://secwatch.observer/filing/0001628280-25-023149.md","text":"https://secwatch.observer/filing/0001628280-25-023149.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1522540/000162828025023149/0001628280-25-023149-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1522540/000162828025023149/mq-20250507.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T07:50:25.615548+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}